SSHUFA.SERVICECustomer trust network
A more connected retail network

Better customer insight.
More confident decisions.

A customer verification and installment-history platform for participating retailers. Organize records, understand repayment history and make more informed decisions with controlled access.

✓ Store-aware access✓ Installment tracking✓ Responsible data use
Illustrative dashboard

Customer overview

Demo data
AK
Customer profile

Identity review · Example only

Under review
Active agreements

02

Payment records

18

Repayment historyIllustrative

Authorized teams can review verified records, due dates and balances according to permissions.

Identity checksPayment historyGuarantors
01
One customer profile

Organize records across permitted participating shops.

02
Clear installment history

Track agreements, due dates, collections and balances.

03
Accountable access

Role-based permissions and activity records for sensitive actions.

Our services

The information retailers need, in one place.

Tools designed around customer verification, installment sales and responsible account management.

IDVerification

Customer identity records

Maintain customer profiles, verification status, supporting documents and a review trail.

Learn how it works →
CRCredit insights

Customer credit history

Bring together participating-store purchase agreements, payment activity and current obligations where sharing is authorized.

Learn how it works →
INCollections

Installment management

Create 3, 6, 12, 24-month or custom schedules with due dates, partial payments and balances.

Learn how it works →
GURelationships

Guarantor network

Link customers and guarantors in both directions and track guarantees against specific agreements.

Learn how it works →
ALReview tools

Risk & fraud indicators

Flag duplicate identity records, repeated overdue accounts and unusual patterns for human review.

Learn how it works →
RPBusiness reports

Reports & analytics

Review overdue accounts, collection performance, agreement history and store-level activity.

Learn how it works →

Service transparency: external CNIC, biometric, bank or credit-bureau checks are not represented as active unless the provider has approved access and the integration is live. Risk indicators support human review; they do not guarantee fraud or creditworthiness.

How it works

A clear workflow from verification to repayment.

A consistent way to register customers, document decisions and manage installment agreements.

1

Register

Create a customer profile and record the verification basis.

2

Review

Check authorized history, guarantor links and current obligations.

3

Agree

Set the product, advance, duration and installment due dates.

4

Track

Record payments, follow overdue schedules and maintain an audit trail.

For retail partners

A shared network. Your store stays in control.

Designed for German Electric Store, joint-venture partners and participating retailers who sell products on installments and want better records across their network.

  • ✓Separate store accounts and staff roles
  • ✓Package-based features and usage limits
  • ✓Customer and guarantor relationship history
  • ✓Controlled cross-store lookups
  • ✓Activity logs for sensitive access and changes
Enquire about partnership →

Built for local retail

From one store to a connected network.

↗
German Electric Store

Platform owner

Network-ready
↗
Mian G Group

Intended joint-venture partner

Network-ready
↗
Hamiyon Electronics

Intended participating retailer

Network-ready
↗
Your next partner shop

Expand the network

Network-ready

These names describe the intended network and do not by themselves confirm a signed partnership.

Privacy & trust

Trust starts with responsible data.

Purpose-based access

Only authorized staff should access customer records for permitted business purposes.

Correctable records

Verification decisions should be traceable, with a route to challenge inaccurate data.

Human review

Flags and scores support decisions; they should not automatically label a person as fraudulent.

Secure by design

Production launch requires encryption, retention controls, backups and security testing.

Start building trust

Bring your installment records into focus.

Explore the platform or speak with us about joining the participating retail network.